Special “tax season” enrollment period offered for 2015 coverage

dad_kids_computer_clip2On February 20, CMS announced a special enrollment period for tax season. It gives people who are subject to the Shared Responsibility Payment on their 2014 taxes and live in a state that uses HealthCare.gov (the federally facilitated Marketplace) a little more time to enroll in 2015 coverage.

The special enrollment period is March 15 through April 30. If you enroll in coverage before the 15th of the month, your coverage will be effective on the first day of the following month.

To be eligible for the special enrollment you must:

  1. Not yet be enrolled in coverage for 2015 through HealthCare.gov,
  2. Attest that when you filed your 2014 tax return, you paid the fee for not having health coverage in 2014, and
  3. Attest that you first became aware of, or understood the implications of, the Shared Responsibility Payment after the end of open enrollment (February 15, 2015) in connection with preparing your 2014 taxes.

What about states that don’t use the federally facilitated Marketplace? These states are able to make their own decisions about whether to allow this special enrollment period, so you’ll need to check eligibility through your state’s Marketplace.

Is there anything I should know as a PacificSource customer? If you’re a PacificSource customer purchasing 2015 individual coverage direct through us, we will honor this special enrollment period for tax season in states that are allowing it.

Here’s what we know:

  • Oregon and Montana will allow the special enrollment period for tax season. PacificSource will also honor it for customers purchasing individual coverage directly from us.
  • Idaho: Idaho has its own Marketplace, YourHealthIdaho.org. Your Health Idaho has chosen not to extend the special enrollment period for tax season. However, if you tried to enroll by the end of the enrollment period deadline, but were not able to finalize your plan selection in time for reasons beyond your control, Your Health Idaho will review your situation to see if you qualify for a special enrollment to be effective March 1. PacificSource, to be consistent with Your Health Idaho, will also not extend the special enrollment period. If you purchase your individual plan direct from us, February 28 will be our deadline for plans effective March 1.

Let’s Have A Conversation About Your Heart

Candy Conversation Hearts for Valentine's DayFebruary is the month where we give heart shaped Valentine’s to the people we love and if you’re like me, you find yourself shamelessly eating conversation
heart candies.  Put down the candies and let’s have a candid discussion about heart health.  You can become part of a movement that empowers women to take charge of their heart health.

Heart disease doesn’t just affect men.  Every year, one in three women will die of heart disease and stroke.  That’s a pretty staggering statistic to read.  We each have the power to prevent, treat, and even end heart disease by educating ourselves and making some simple life style changes.


Here’s how you can make a change today and GO RED:reddress

Get Your Numbers: Ask your doctor to check your blood pressure, cholesterol, and glucose.

Own Your Lifestyle: Stop smoking, lose weight, be physically active, and eat healthy.

Raise Your Voice: Advocate for more women-related research and education.

Educate Your Family: Make healthy food choices for you and your family.  Teach your kids the importance of staying active.

Donate: Show your support with a donation of time or money.


The simplest way to Go Red is by joining PacificSource and the American Heart Association and wearing red this Friday, February 6.  For more education about heart health and how you can improve yours please go to GoRedForWomen.org

Make a PACT to Prevent Birth Defects

Birth Defect Month

Every 4 ½ minutes, a baby is born with a birth defect.  In fact, 1 in 33 babies are born with a birth defect according to the CDC.  This January is Birth Defects Prevention Month; we wanted to share some ways to help you make healthy choices to prevent birth defects.

The National Birth Defects Prevention Network is asking people to “Make a PACT” for birth defect prevention.  Here are some great tips to help you with that PACT:

  • Plan ahead
    • Get as healthy as possible before becoming pregnant.
    • Get 400 micrograms (mcg) of folic acid every day.
  • Avoid harmful substances
    • Avoid drinking alcohol and smoking.
    • Be careful with harmful exposures at work and home.
  • Choose a healthy lifestyle
    • Eat a healthy diet that includes fruits, vegetables, whole grains, low fat dairy, and lean proteins.
    • Be physically active.
    • Work to get medical conditions like diabetes under control.
  • Talk to your doctor
    • Get a medical checkup.
    • Discuss all medications, both prescription and over-the-counter.
    • Talk about family history.

For more information on what you can do to make a PACT please check out the National Birth Defects Prevention  Network’s website.


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