We’re moving!

Four years ago, in July, we introduced our One Million Ideas blog. We knew that the best way to change healthcare was by changing the way we think and the way we live. So, we started looking for ideas. Not grandiose ideas, but just a bunch of little ideas. Ideas for small changes that would amount to big changes in the health of our communities.

were-movingThousands of ideas later, we have covered everything from copays, to how to stay healthy at work, to the adventures of an adult figure skater.

You have shared some great ideas with us. Because of you and all of the ideas that you shared, we know how to get our yoga on, cook healthfully, lunge properly, and more about the great things that are going on in our community. So, thank you! Thank you, for inspiring us to make the healthy choice the easy choice.

The time has come for us to find a new home. So, we are moving. You can now find us at blog.pacificsource.com, where we will continue to share ways that we can stay healthy, improve access to healthcare, and make some big changes, together.

Thank you for your support over the years. We look forward to showing you around our new place.

Special “tax season” enrollment period offered for 2015 coverage

dad_kids_computer_clip2On February 20, CMS announced a special enrollment period for tax season. It gives people who are subject to the Shared Responsibility Payment on their 2014 taxes and live in a state that uses HealthCare.gov (the federally facilitated Marketplace) a little more time to enroll in 2015 coverage.

The special enrollment period is March 15 through April 30. Your coverage will begin on either the 1st or the 15th of the following month, depending on the date you enroll.

To be eligible for the special enrollment you must:

  1. Not yet be enrolled in coverage for 2015 through HealthCare.gov,
  2. Attest that when you filed your 2014 tax return, you paid the fee for not having health coverage in 2014, and
  3. Attest that you first became aware of, or understood the implications of, the Shared Responsibility Payment after the end of open enrollment (February 15, 2015) in connection with preparing your 2014 taxes.

What about states that don’t use the federally facilitated Marketplace? These states are able to make their own decisions about whether to allow this special enrollment period, so you’ll need to check eligibility through your state’s Marketplace.

Is there anything I should know as a PacificSource customer? If you’re a PacificSource customer purchasing 2015 individual coverage direct through us, we will honor this special enrollment period for tax season in states that are allowing it.

Here’s what we know:

  • Oregon and Montana will allow the special enrollment period for tax season. PacificSource will also honor it for customers purchasing individual coverage directly from us.
  • Idaho: Idaho has its own Marketplace, YourHealthIdaho.org. Your Health Idaho has chosen not to extend the special enrollment period for tax season. However, if you tried to enroll by the end of the enrollment period deadline, but were not able to finalize your plan selection in time for reasons beyond your control, Your Health Idaho will review your situation to see if you qualify for a special enrollment to be effective March 1. PacificSource, to be consistent with Your Health Idaho, will also not extend the special enrollment period. If you purchase your individual plan direct from us, February 28 will be our deadline for plans effective March 1.

Get Out, Get Covered Tour

GOGC UO CampusFinding the right health insurance plan doesn’t have to be a headache, which is exactly why the PacificSource “Get Out, Get Covered” tour is visiting communities across Montana and Oregon to give folks a convenient, stress-free forum where they can get individual answers to their health insurance questions.

The Get Out, Get Covered events’ drop-in format allows busy people to stop by at any point during a two- to three-hour window of time for one-on-one assistance. Our representatives and independent insurance agents will help people with an “easy as 1 – 2 – 3” approach:

  1. See if they qualify for a tax credit.
  2. Shop for individual health insurance plans.
  3. Enroll, renew, or switch coverage through the Marketplace or directly with PacificSource.

Where and when will these events take place?

GOGC Butte croppedTour stops will take place during daytime and evening hours in a wide variety of settings. Venues such as community recreation centers and cafés will host daytime events, while restaurants and breweries will host evening events. These casual settings are intended to help people feel more comfortable getting the answers they need without the pressure to make a decision.

Specific meeting dates, times, and venues are located on the event website, GetOutGetCovered.com. The website also contains resources to answer basic enrollment question, assisting people with enrollment, and information on where to go for help.

Why are we doing this?

We want to help people get the healthcare they need.

“We’re making it simple to research and shop for health insurance by providing a format that is casual, informal, and gives people the opportunity to get answers to their questions over a beer or a cup of coffee,” said Todd Lovshin, “Get Out, Get Covered is an easy way for busy folks to tackle an important subject in a hassle- and worry-free setting.”