Myth vs. Fact: Deadlines to Get Health Insurance

Myth_it'lll be too late to get insuranceMyth: After January 1, it’ll be too late to get health insurance.

Fact_too late to get insurance

Fact: Not the case at all. You can still enroll for health insurance from a health insurance exchange, or directly with an insurer like PacificSource. You just need to enroll before March 31. Here are two deadlines to mark on your calendar:

January 15: The deadline to enroll for insurance and have your coverage start on February 1.

March 31: The deadline to enroll for insurance and avoid a tax penalty. If you wait until March 31, your health insurance will kick in on May 1.

To learn more about the Affordable Care Act and how you can get covered, check out HealthCareLawGuide.com.

QUIZ: Myths vs. Facts; How Much Do You Know about the Affordable Care Act?

Question-MarkWith so much information swirling around the Affordable Care Act (aka “Obamacare”), we wanted to test your knowledge. Take our quiz and see if you know can tell what’s true and what’s a myth.

  1. MYTH or FACT? The Affordable Care Act and Obamacare are the same thing.
  2. MYTH or FACT? The Affordable Care Act is no longer a law. It was overturned or repealed.
  3. MYTH or FACT? “I don’t need to worry about getting health insurance. I’ll have Obamacare next year.”
  4. MYTH or FACT? All preventive care services are covered for Americans, regardless of whether or not they have health insurance.
  5. MYTH or FACT? I can’t be turned down for coverage anymore, so I can sign up for health insurance after I get hurt (or sick) because of Obamacare.
  6. MYTH or FACT? All exchanges are run by the federal government.
  7. MYTH or FACT? If you don’t get health insurance in 2014, you’ll probably face a tax penalty.

Answers

  1. Fact. The Affordable Care Act and Obamacare are the same thing.
  2. Myth. The Affordable Care Act is in fact still law and implementation began in 2010.
  3. Myth. The Affordable Care Act requires everyone to obtain health insurance; it doesn’t automatically provide health insurance.
  4. Myth. Preventive care services are covered only after you obtain health insurance. If you’re already covered through an employer, that counts; you don’t need to seek additional coverage.
  5. Myth. You have to sign up for health insurance during the open enrollment period (now until March 31, 2014). If something happens outside of the enrollment period, you won’t be able to enroll immediately. If you miss the open enrollment period, odds are, you won’t be able to enroll again until October of next year.
  6. Myth. States can establish their own exchange (Cover Oregon and Your Health Idaho, for example). The federal government’s marketplace, Healthcare.gov, is in place for states that don’t create their own exchange marketplace models.
  7. Fact. If you didn’t enroll in coverage in 2014, you’ll probably see a tax penalty when you file your return. To learn more about how the Affordable Care Act will impose those penalties, check out this quick video.

 

To learn more about the Affordable Care Act, check out HealthCareLawGuide.com.

Really Weird Wellness Trivia

If you’re looking for a tidbit of information to impress your friends, you’ve come to the right place. In an effort to find some fun, quirky wellness facts, we found 5 trivia questions that are way out in left field. Let’s see how you do with our weird wellness trivia quiz!

US-Map1) What US state has the lowest incidence (per capita) of cancer?

  • Minnesota
  • Iowa
  • South Dakota
  • Utah

open-back-hand

2) Which finger has the fastest growing nail?

  • Pinky
  • Pointer
  • Middle
  • Ring
  • Thumb

 

ImageGen3) What food smell is most recognized by people worldwide?

  • Peanut butter
  • Popcorn
  • Coffee
  • Bread

 

shot-of-rum-014) Women typically absorb alcohol faster than men. On average, how much more does a single drink affect a woman vs. a man of the same weight?

  • 10%
  • 25%
  • 40%
  • 60%

 

Chest-X-Ray-Image5) Which human bone is most commonly broken?

  • Metacarpus (hand)
  • Collar bone
  • Ulna (wrist)
  • Hip

 

Answers:

1) Utah. The leading causes of cancer are attributed to age and smoking. As a whole, Utah has a young population and a low rate of smoking.

2) Middle finger. Don’t ask us why, because we have no idea. And in case you’re wondering, the slowest growing nail is the thumb.

3) Coffee. Peanut butter comes in second.

4) 25%. There are several factors that affect a person’s blood alcohol content, but the average female carries more body fat than the average male, and body fat contains little water. Therefore, most women have less body water to dilute the alcohol, leaving a higher concentration of alcohol in women’s bodies.

5) Collar Bone. Mostly sustained from athletic injuries.